To get magelo to show your charm stats right go into the "Update this Character" section of your profile. New menu opens up and right below the "Starting Stats" section will be the "Charm Bonus" section, I normally play with the % until the charm matches my stats in game, but if you know your max'd at all languages (which I assume is the qualification for your charm) then you can start at 100% and see if the stats come out right.
Also post your magelo link so people can help give you some specific ideas on places to hunt for good xp & upgrades!